MetLife Dentist – Downers Grove, IL
Maximize Your MetLife Benefits
If you want to make sure you avoid costly dental care that requires filling cavities, safeguarding vulnerable teeth, and rebuilding an incomplete smile, you’ll want to make sure you pursue preventive treatment. Fortunately, at Dentique Dental, we emphasize its importance by encouraging patients like yourself to maintain regular dental checkups and cleanings as well as practice good oral hygiene at home. The best part is that we are a MetLife dentist in Downers Grove, so you can save no matter what kind of preventive or restorative care you need. Just call our office and let us know about your policy, and we’ll make sure to start finding ways to maximize your benefits.
MetLife Coverage Availability & Fees
When looking at your MetLife dental insurance policy, you will see there are different coverage levels for in-network and out-of-network dentists. Since we partner with MetLife to ensure our preventive and restorative services have the lowest possible fees, you’ll likely see the following breakdown of benefits:
- 100% preventive dental services (i.e., X-rays, dental cleanings, dental exams)
- 80% basic restorative services (i.e., dental fillings, simple tooth extractions)
- 50% major restorative services (i.e., oral surgery, dental crowns, dentures)
The only way you can obtain this kind of coverage, though, is if you commit to paying your monthly premium, meet your annual deductible, and have enough available funds within your annual maximum. Based on this information, your insurance company will pay its portion of the total bill as long as it is a qualifying service.
Cosmetic dentistry is usually not covered by dental insurance because these treatment options are not medically necessary but instead “elective.” This means you do not need them to obtain better oral health.
While there are exceptions to this rule, it’s best to assume that most cosmetic services will require you to pay out of pocket.
You may wonder what might happen if we are not in-network with your dental insurance. The good news is that we will still be happy to file your claim and complete your paperwork so that you get the maximum reimbursement.
Meet Our Team
Do you have questions about your dental insurance in Downers Grove? If so, do not worry. At Dentique Dental, our team of specialists is here to make sure you understand what kind of coverage you can expect when preparing for dental treatment. If we suggest a dental crown, root canal, tooth extraction, or any other restorative service, you can trust that we will review your plan and determine how you can save the most money before agreeing to start treatment. This is our commitment to you – to provide superior customer service from beginning to end.